Working with the financial
industry for more than 35 years, GRFI/The Frerichs
Group has assisted hundreds of institutions in dealing
with deregulation, changing markets, competition,
and the challenges of expansion and growth. The value
of the firm’s counsel to financial institutions
is not only how to achieve the delicate balance of
precise merger and acquisition strategies, but when
and where.
GRFI/The Frerichs Group offers the following services for Acquisitions and Merger Strategies:
• Identifiy acquisition candidates and assess
contribution potential
• Analyze and prioritize acquired distribution
system
• Cost justify for reconfiguration, relocation,
consolidation or closure
• Optimize Return on Investment
Call GRFI/The Frerichs Group today to discuss
how Strategies for Acquisitions and Mergers can
provide the roadmap for your institution’s
growth and profitability. 888-856-5161
|
The Need:
Many small credit unions are finding it difficult
to expand their operations and facilities at
a pace that will allow them to improve or at
minimum, maintain a competitive market share.
The Solution:
GRFI/The Frerichs Group identifies larger credit
unions within specified geographic areas that
are receptive to assisting and merging with smaller
organizations. Larger organizations realize that
mergers today, with smaller but healthy credit
unions are much more beneficial to both parties
as opposed to waiting until financial conditions
demand remedial actions.
Methodology:
Phase I - Identifying Potential Candidates
GRFI will use a variety of methods to identify
potential merger partners including use of industry
contacts, targeted direct mail, telephone solicitation
and trade publication advertising, etc.
GRFI will also assist our clients in negotiating
satisfactory merger agreements with targeted credit
unions.
It is anticipated that the client and the consultant
will approach the project in a collaborative manner,
including frequent email, telephone and/or face-to-face
conversations.
Phase II - (Optional) Determining Level of Opportunity
and Strategic Benefits
Market/Revenue Potential – GRFI
will:
• Identity levels of retail potential within specific primary markets
and within specified trade area segments of
the acquired credit union partner.
• Evaluate growth opportunities through the forecasting of deposit
and loan and related product sales potential
within new specified target trade areas.
• Provide the client credit union with an understanding of the demographic
and psychographic composition of their new
target trade areas.
• Identify the optimum facility size and type, i.e., Independent branch,
third party facility, investment center, loan
production office, or totally automated facility that could effectively serve
the specified existing and/or new (target) trade areas.
• Economically cost justify future capital expenditures to develop
any new recommended sites.
• Set all priorities in line with goals as they relate to the desired
retail distribution system.
Fee Charges
Call GRFI/The Frerichs Group today to discuss
how Mergers and Acquisitions strategies can provide
the roadmap for your institution’s growth
and profitability. 888-856-5161 |
